Luxury real estate and financial services — commercial skyline
Financing • Real Estate • Credit Education

Smart Lending. Strategic Real Estate. Lasting Financial Success.

Helping families, investors, developers, and business owners achieve their financial goals through personalized lending and real estate solutions.

NMLS #25710
Licensed: NY · NJ · PA · FL
20+ Years Experience
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20+
Years Experience
NMLS #25710
Licensed Mortgage Professional
NY · NJ · PA · FL
Licensed States
1,000+
Clients Served
20+ Years Mortgage Experience
Licensed in NY, NJ, PA & FL
NMLS #25710
Residential Lending
Commercial Lending
Construction Financing
Hard Money
Private Lending
Real Estate Advisory
Prestige Credit Counseling
20+ Years Mortgage Experience
Licensed in NY, NJ, PA & FL
NMLS #25710
Residential Lending
Commercial Lending
Construction Financing
Hard Money
Private Lending
Real Estate Advisory
Prestige Credit Counseling

Our Commitment to You

Why Choose Prosper Path Group?

We combine deep industry expertise, personalized service, and an extensive lending network to help you achieve your financial goals with confidence.

20+ Years of Mortgage Experience

Helping individuals, families, investors, developers, and business owners navigate residential, commercial, and business financing with confidence.

Licensed Mortgage Professional

Licensed Mortgage Loan Originator serving clients in New York, New Jersey, Pennsylvania, and Florida.

Residential & Commercial Lending

Financing solutions for primary residences, investment properties, multifamily buildings, commercial real estate, construction projects, and business growth.

Personalized Financing Strategies

Every client receives guidance tailored to their financial goals, experience, and unique circumstances.

Bilingual Service

Professional mortgage guidance available in both English and Spanish to better serve a diverse client community.

Extensive Lending Network

Access to a wide variety of loan programs through established lending partners to help identify financing solutions that fit each client's needs.

Responsive Communication

Dedicated to keeping clients informed throughout every step of the financing process with timely updates and personalized support.

Committed to Long-Term Relationships

Prosper Path Group strives to become a trusted financial resource by providing honest guidance, dependable service, and lasting client relationships.

Ready to take the next step toward your financial goals?

Professional financial consultation at Prosper Path Group
1,000+
Clients Served

Our Advantage

Why Choose Prosper Path Group

We combine institutional expertise with personalized service to deliver exceptional results.

Over 20 Years of Industry Experience
Personalized Financial Solutions
Residential & Commercial Expertise
Fast Loan Approvals
Extensive Lending Network
Transparent Communication
Trusted Professional Guidance
Long-Term Relationships
"My mission is simple: to be the trusted financial partner my clients can rely on for life. Every client deserves personalized attention, honest guidance, and financing solutions tailored to their unique goals. When my clients succeed financially, we succeed together."
Marisol Charleus

Service Area

Nationwide Financing Solutions

Financing Solutions Available Across Most of the United States

Prosper Path Group works with a network of affiliated lending partners to provide financing solutions across 47 states. Whether you're purchasing a home, refinancing, financing an investment property, acquiring commercial real estate, expanding your business, or seeking construction or private lending, we can help connect you with financing options available in your state.

Currently Serving Clients In:

47 STATES
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Financing solutions are provided through Prosper Path Group's network of affiliated lending partners. Loan products, licensing, underwriting requirements, and program availability vary by state and are subject to lender approval.

Wherever your opportunity is located, Prosper Path Group is committed to helping you find the right financing solution through our trusted network of affiliated lending partners.

By the Numbers

Trusted Experience. Proven Results.

20+

Years of Mortgage & Real Estate Experience

47

States — Financing Solutions Available Through Our Network of Affiliated Lending Partners

Residential • Commercial • Business

Comprehensive Lending Solutions

English & Español

Bilingual Client Service

"Our mission is to simplify the financing process by providing expert guidance, personalized solutions, and responsive service from consultation to closing."

How We Work

Our Simple 5-Step Process

From your first consultation to a long-term financial partnership — we guide you every step of the way.

01

Schedule Your Consultation

Connect with Marisol and our team to discuss your financial goals and lending needs.

02

Financial Review

We conduct a thorough review of your financial profile, credit, assets, and objectives.

03

Customized Lending Strategy

We design a tailored financing solution aligned with your specific goals and timeline.

04

Application, Processing & Closing

We manage the entire application and processing workflow, guiding you through a smooth, efficient closing.

05

Long-Term Financial Partnership

Our relationship doesn't end at closing — we remain your trusted financial partner for life.

Financing Resources

Our Lending Network

Prosper Path Group works through East Coast Capital and an extensive network of residential, commercial, construction, private, and specialty lending partners to help clients explore financing solutions tailored to their unique goals.

Marisol Charleus, Founder of Prosper Path Group
20+ Years
Industry Experience

Meet the Founder

Marisol Charleus

Founder | Licensed Mortgage Loan Originator | Licensed Real Estate Professional | NMLS #25710

Whether you're purchasing your first home, financing an investment property, growing your business, or navigating a difficult financial situation, my mission is simple: provide honest guidance, creative financing solutions, and exceptional service from application to closing.

For more than 20 years, I've helped families, investors, developers, and business owners obtain financing across a wide variety of residential and commercial lending programs. Every client receives personalized attention, clear communication, and a financing strategy designed specifically for their goals—not a one-size-fits-all solution.

"I believe every client deserves more than financing—they deserve a trusted advisor who will educate, guide, and stand beside them long after the transaction is complete."

20+ Years ExperienceFeatured in The New York TimesBilingual | English & EspañolResidential & Commercial LendingPrivate LendingLicensed in NY · NJ · PA · FL

Client Stories

What Our Clients Say

Real stories from real clients who achieved their financial goals with Prosper Path Group.

"
I've worked with Marisol Charleus for over 20 years, and in that time, one thing has never changed: Marisol always puts the client's best interest first. In an industry where that's not always the norm, it's refreshing to have a partner I can trust completely with my clients' financial futures. Highly recommend.
Alex R.
Realtor
"
As a realtor, I've referred countless clients to Marisol, and the results speak for themselves. Marisol's ability to help people improve their credit and get mortgage-ready is truly impressive. Marisol always takes the time to explain the process, set realistic goals, and follow through until the job is done. My clients always come back thanking me for the introduction.
Jonathan B.
Realtor
"
Buying my first home felt overwhelming, but Marisol Charleus walked me through every single step of the process. She was patient with all my questions, explained things in a way I could actually understand, and made sure I felt confident and informed the whole way through. I couldn't have done it without her guidance.
Irene A.
First-Time Homebuyer

Knowledge Base

Financial Education Center

Empowering you with the knowledge to make confident financial decisions.

View All Resources
Home Buying

First-Time Home Buying Guide

Everything you need to know about purchasing your first home — from credit preparation and pre-approval to closing day and beyond.

Read More
Credit

Understanding Credit Scores

Learn how your credit score impacts your mortgage rate, what factors affect it, and proven strategies to improve your score before applying.

Read More
Commercial

Commercial Lending Basics

A comprehensive introduction to commercial real estate financing — loan types, underwriting criteria, and how to position your deal for approval.

Read More

Free Mortgage & Financing Guides

Download our comprehensive buyer guides, financing checklists, and investment worksheets — no cost, no obligation.

Get In Touch

Let's Start Your Financial Journey

Schedule a consultation with Marisol and discover the financing solution that's right for you.

Website
prosperpathgroup.com
Location
Based in New Jersey | Serving Clients Nationwide
Office Hours
Mon–Fri: 9AM–6PM | Sat: 10AM–3PM

Licensed & Credentialed

NMLS #25710Licensed NYLicensed NJLicensed PALicensed FL

Schedule a Consultation

Complete the form and we'll be in touch within one business day.

Your information will be handled securely and used only to evaluate and respond to your inquiry, subject to our Privacy Policy.

Submitting this form does not constitute a loan approval, commitment to lend, or guarantee of financing. Financing is subject to qualification, underwriting, and applicable program guidelines.